Software Engineer - R&D

<p><strong>Who we are</strong></p> <p data-start="122" data-end="444">Moniepoint is one of Africa’s fastest-growing fintech companies, recognised by the Financial Times for three consecutive years. We provide an end-to-end financial ecosystem powering payments, banking, credit, and business tools for over 10 million users, processing more than $250B+ in annual transaction value.</p> <p data-start="446" data-end="851">In 2024-2025, Moniepoint completed a Series C fundraise exceeding $200 million, backed by leading global investors including Visa, Google’s Africa Investment Fund, Development Partners International, LeapFrog Investments, Lightrock, and IFC. This investment underscores our scale, profitability, and long-term roadmap and solidifies Moniepoint’s position as one of Africa’s fintech unicorns.</p> <p><strong>About the role</strong></p> <p>We are looking for engineers who can build complete systems.As a Member of Technical Staff, you are responsible for solving problems end-to-end from understanding the domain to building and operating production systems. This includes APIs, distributed systems, data pipelines, and machine learning systems where appropriate.<br>You are not defined by a role label. You are expected to operate wherever the problem is.</p> <p><em>Curious about what makes Moniepoint an incredible place to work? <a href="https://moniepoint.com/blog">Check out posts on how we cultivate a culture of innovation, teamwork, and growth.</a></em></p> <p><strong data-stringify-type="bold">What You'll Be Doing</strong></p> <ul> <li>Design and build production-grade systems that are reliable, scalable, and observable.</li> <li>Own systems end-to-end: problem → design → data → implementation → deployment → operations.</li> <li>Work across application services, distributed systems, infrastructure, data pipelines, and ML systems</li> <li>Debug complex production issues across multiple layers</li> <li>Make engineering trade-offs grounded in first principles</li> <li>Improve performance, latency, reliability, and cost efficiency</li> <li>Contribute to architecture and technical direction</li> <li>Write maintainable code and documentation</li> <li>Raise the engineering bar</li> <li>Machine Learning as Part of the Role <ul> <li>Frame problems correctly: when to use ML vs deterministic systems</li> <li>Work with data end-to-end</li> <li>Train, evaluate, and iterate on models</li> <li>Build reproducible pipelines</li> <li>Deploy models and monitor performance, drift, and cost</li> <li>Debug system + model failures</li> </ul> </li> </ul> <p><strong data-stringify-type="bold">What We're Looking For</strong></p> <ul> <li>Strong CS fundamentals (DSA, OS, networking, distributed systems)</li> <li>Solid probability and statistics</li> <li>Experience building production systems at scale</li> <li>Ability to move across languages (Go, Java, Python, Rust, SQL)</li> <li>Understanding of system behavior under load and failure</li> <li>Comfort with Linux, containers, Kubernetes</li> <li>Strong debugging skills</li> <li>Ability to reason using invariants and failure modes</li> <li>Data systems, streaming systems, ML infrastructure, performance optimization</li> </ul> <p><strong>What We Value</strong></p> <ul> <li>Ownership over problems</li> <li>Simplicity over complexity</li> <li>Curiosity about internals</li> <li>Robust design thinking</li> <li>Clear communication</li> </ul> <p><strong>What Success Looks Like</strong></p> <ul> <li>Deliver working production systems from ambiguous problems</li> <li>Apply ML only when needed</li> <li>Build reliable, scalable systems</li> <li>Reduce complexity</li> <li>Earn trust in technical judgment</li> </ul> <p>If you are a builder, a systems thinker, and a technologist who loves exploring what’s next, we’d love to have you help shape the future of Moniepoint.</p> <p><strong>What we can offer you</strong></p> <ul> <li style="font-weight: 400;"><span style="font-weight: 400;"><a href="https://moniepoint.com/culture">Culture</a> - We put our people first and prioritize the well-being of every team member. We’ve built a company where all opinions carry weight and where all voices are heard. We value and respect each other and always look out for one another. Above all, we are human.</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Learning - We have a learning and development-focused environment with an emphasis on knowledge sharing, training, and regular internal technical talks.</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Compensation - You’ll receive an attractive salary, pension, health insurance, paid leave plus other benefits.</span></li> </ul> <p><strong>What to expect in the hiring process</strong></p> <p>Our interview process is designed to be thoughtful, transparent, and candidate-friendly, allowing you to showcase your strengths while getting to know us better:</p> <ul> <li data-stringify-indent="0" data-stringify-border="0">Initial Conversation:<strong data-stringify-type="bold"> </strong>A brief introductory call with our recruiter to learn more about your background, career goals, and to share insights about the role and our team.</li> <li data-stringify-indent="0" data-stringify-border="0">Technical Assessment: A practical, take-home assessment follow by a discussion with an interviewer on a call.</li> <li data-stringify-indent="0" data-stringify-border="0">System Design Interview: A focused session with our Engineering Team, where we'll explore system design, architecture, and problem-solving approaches.</li> <li data-stringify-indent="0" data-stringify-border="0">Final Interview: A combined technical and behavioural conversation with a member of our Executive Team, aimed at understanding your alignment with our values, vision, and culture</li> </ul> <p><span style="font-weight: 400;">Moniepoint is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees and candidates.</span></p> <p><span style="font-weight: 400;">#LI-Remote</span></p> <p>&nbsp;</p>